An auto loan that satisfies your preferences
Whether or not it’s a fresh or car or truck, an AA loan could help to obtain on the way.
Minimal prices from 3.1per cent
Our prices differ with respect to the quantity you wish to borrow, your selected term as well as your credit score.
Complimentary breakdown cover*
One year’ free Basic Breakdown Cover, or even a free add-on if you are currently an associate. Get more information.
Exclusive rate that is low people
We reserve our cheapest loan prices for users. Make use of our calculator to obtain a quote that is personalised.
Given by the lender of Ireland British. AA Financial Services Limited is really a credit broker and never a loan provider.
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Representative 8.9% APR. According to that loan of ?4,000 over three years, with month-to-month repayments of ?126.37 and total quantity repayable of ?4,549.32, which include ?549.32 interest at 8.9% fixed.
Crucial: The price you are provided is determined by your circumstances that are personal as well as your credit history. The utmost APR you might get is 29.9%. Your loan term will rely on the loan amount requested. We presently offer loan term lengths of just one to 7 years.
Will you be qualified?
Start to see the potential for the application being accepted without inside your credit score.
You have suggested that you are an AA Member* and can consequently get a rate that is exclusive. Before we carry on, please verify your account quantity below.
* An AA Member is a client which have arranged breakdown address straight using the AA rather than as an element of a bank or car maker partnership system.
Willing to use?
Enjoy our low price loans. It really is easy and quick to put on.
The important points
- Prices from 3.1per cent APR for loans between ?15,001 and ?25,000
- Fixed repayments that are monthly
- Exclusive reduced loan prices for users
- Instant choice in many situations
- Make additional re payments or spend your loan off early
- No set-up or arrangement costs
1 An AA Member is a person that includes arranged breakdown address straight using the AA rather than as an element of a vehicle or bank maker partnership program.
* Free breakdown cover
As a fresh AA Loans consumer you will get one year’ Basic Breakdown Cover, or perhaps a free add-on if you are currently an associate.
The Basic Breakdown Cover is actually for just one car plus one breakdown significantly more than 1/4 mile from your own home address – further call-outs can be obtained for a pay-for-use foundation.
Current people can get a totally free add-on to either nationwide healing, At Home or Onward Travel for the rest of these membership 12 months.
Your Basic Breakdown Cover or free add-on becomes available once the application for the loan is accepted. The chosen add-on is supposed to be renewed immediately us not to unless you tell. The free breakdown address isn’t available in the event that you curently have AA breakdown address during your bank or car manufacturer. Listed below are all of the conditions and terms.
Manage your loan
Help handle your existing AA Loan.
What exactly is an APR?
The APR you get can vary through the rate that is advertised. This is actually the representative price which we anticipate a lot of people whom use to obtain.
The price you might be provided is supposed to be a personalised price predicated on your overall specific circumstances including credit information held in regards to you because of the credit guide agencies, the mortgage quantity you borrow and period of time you borrow for.
Trying to get an AA Loan
You’ll use online and can get a decision that is instant most cases.
Who are able to use?
To qualify to apply you need to;
- Have already been A british resident for at the very least three years
- Be over 21 with no more than 70 if the loan term ends
- Be used with an income of ?12,000 or higher
- Not need reputation for County Court Judgments or bankruptcy
- Have actually a UK based bank or building society account that will pay direct debits
Just how long can we simply take that loan for?
Loans can be obtained between 1 and 7 years (with regards to the value of the loan).
Is it possible to let me know just how much that loan will surely cost and never having to offer my details that are personal?
We provide a personalised cost which will be predicated on your own circumstances and quantity you want to borrow which is consequently required to capture your individual details. Please be aware that people usually do not provide a quotation that is indicative. A credit search will be registered at the Credit Reference Agencies if you proceed and submit an application.