An auto loan that fits your preferences
You to get on the road whether it’s a new or used car, an AA loan could help.
Minimal prices from 3.1%
Our prices vary with respect to the quantity you need to borrow, your selected term along with your credit score.
Complimentary breakdown cover*
Year’ free Basic Breakdown Cover, or perhaps a free add-on if you are currently a part. Get more info.
Exclusive rate that is low people
We reserve our loan rates that are lowest for Members. Utilize our calculator getting a personalised estimate.
Supplied by the lender of Ireland British. AA Financial Services Limited is just a credit broker rather than a lender.
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Representative 8.9% APR. Centered on that loan of ?4,000 over 36 months, with month-to-month repayments of ?126.37 and amount that is total of ?4,549.32, which include ?549.32 interest at 8.9per cent fixed.
Crucial: The price you are provided depends on your circumstances that are personal together with your credit score. The utmost APR you can receive is 29.9%. Your loan term will rely on the mortgage amount sent applications for. We presently offer loan term lengths of just one to 7 years.
Are you qualified?
Start to see the potential for the job being accepted without inside your credit rating.
You have suggested that you are an AA Member* and certainly will therefore get a rate that is exclusive. Before we carry on, please confirm your account quantity below.
* An AA Member is an individual that includes arranged breakdown address straight utilizing the AA and never as part of a bank or automobile maker partnership system.
Prepared to use?
Enjoy our low rate loans. It is fast and simple to put on.
The important points
- Prices from 3.1per cent APR for loans between ?15,001 and ?25,000
- Fixed repayments that are monthly
- Exclusive reduced loan prices for users
- Instant choice more often than not
- Make additional re payments or spend your loan off early
- No set-up or arrangement costs
1 An AA Member is a client that includes arranged breakdown address straight with all the AA and never as an element of a vehicle or bank maker partnership program.
* Free breakdown cover
As an innovative new AA Loans customer you’ll receive one year’ Basic Breakdown Cover, or even an add-on that is free you are currently an associate. cashcall
The Basic Breakdown Cover is for an individual car plus one breakdown significantly more than 1/4 mile from your own home address – further call-outs can be obtained for a basis that is pay-for-use.
Current people can be given an add-on that is free either nationwide healing, in the home or Onward Travel for the remaining of the account 12 months.
Your Basic Breakdown Cover or free becomes that are add-on once the application for the loan is accepted. The chosen add-on will undoubtedly be renewed immediately until you inform us to not. The breakdown that is free isn’t available in the event that you curently have AA breakdown address using your bank or automobile maker. Listed below are all of the conditions and terms.
Manage your loan
Help handle your existing AA Loan.
What exactly is an APR?
The APR you obtain can vary greatly through the rate that is advertised. Here is the representative price which we expect people whom apply to obtain.
The price you will be provided are going to be a personalised price centered on your present specific circumstances including credit information held in regards to you by the credit guide agencies, the mortgage quantity you borrow and period of time you borrow for.
Trying to get an AA Loan
You’ll use online and gets a immediate decision in many cases.
Who are able to use?
To meet the requirements to apply you need to;
- Have already been A uk resident for at least three years
- Be over 21 with no older than 70 if the loan term ends
- Be employed with an income of ?12,000 or higher
- Not need reputation for County Court Judgments or bankruptcy
- Have actually a UK based bank or building society account that will pay direct debits
Just how long can I simply take a loan for?
Loans can be found between 1 and 7 years (according to the value of the loan).
Is it possible to tell me just how much that loan will surely cost and never have to offer my personal statistics?
We provide a personalised cost which can be predicated on your own personal circumstances and quantity you want to borrow which is consequently essential to capture your own personal details. Please be aware that individuals try not to provide an indicative quotation. If you continue and fill out an application, a credit search will likely be registered in the Credit Reference Agencies.